Earn Bonus Again Venture Capital One

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The Upper-case letter One® Venture® Rewards Credit Card is among the best travel credit cards on the market. This rewards card offers an impressive one-time bonus for new cardholders and loftier, flat-rate rewards on every buy you brand. You'll also go a lot of flexibility when it comes fourth dimension to redeem your rewards and get an aid with expedited drome screenings through TSA.

If you're considering getting into travel rewards, but don't want a credit carte du jour with complicated rewards or benefits, the Capital letter 1 Venture Rewards Credit Carte should be on your radar.

Offer Details

Secure application on issuer's website.

Annual Fee: $95
Bonus: 60,000 Miles
Apr: Variable APR
Rewards Charge per unit: 2X Miles
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $95

April: Variable APR based on creditworthiness.

Rewards Charge per unit: The card offers a flat 2X miles on every purchase you make, giving cardholders predictability and simplicity. You'll also earn 5X miles on all hotel and rental car purchases that you lot make with the card through Capital 1 Travel, the bill of fare issuer's proprietary travel booking platform.

Sign-Up Bonus: Y'all can earn 60,000 bonus miles once y'all spend $3,000 on purchases within the first three months from account opening.

Who Should Utilise This Credit Card? Travel rewards enthusiasts who want simplicity in credit card rewards and benefits.

Why We Like It

Why We Like the Capital Ane® Venture® Rewards Credit Card

The Capital One Venture offers a lot of value to beginner and expert travelers alike. The card's big upfront bonus and high ongoing rewards rate aren't easy to beat, making it a solid option for a large audition. Where information technology really shines, though, is with the redemption process. When it comes to travel credit cards, it can be really challenging to find a way to apply your rewards in the way you desire.

With hotel and airline credit cards, for instance, you're basically stuck redeeming your points or miles with the co-branded hotel or airline partner. And with some full general rewards programs, you might get less value if you use your points or miles to book a flying versus a rental car or hotel.

With the Venture menu, though, you'll get a lot of flexibility. Here are some of the peak redemption options that are available: redeem for past travel with Purchase Eraser, volume travel through Majuscule One or transfer miles to any of Uppercase One'south multiple airline and hotel loyalty programs.

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Upper-case letter I Venture Rewards Credit Card Review

The Capital One Venture Menu has long belonged to the top tier of travel rewards credit cards. This credit card comes with a $95 almanac fee, merely that'south pretty standard for travel rewards cards. While Venture miles may not be as versatile equally Hunt Ultimate Rewards, they're pretty shut. Keep in mind, though, that if you want greenbacks-back rewards, yous'll want to steer clear of this rewards card. Here's everything you need to know nearly the Capital One Venture.

Sign-Upwards Bonus

The Capital One Venture Rewards Credit Card offers an impressive 60,000 bonus miles for new cardholders. Here'southward how this one-time bonus works. Earn 60,000 miles subsequently spending $3,000 in the first 3 months of account opening. Those miles are worth at least $600 in travel. However, you lot may squeeze even more value from your bonus by transferring those miles to whatever of Capital One'south many airline and hotel travel partners.

Although, according to the popular website The Points Guy, Capital Ane miles are worth 1.vii cents apiece. If true, this means a sign-up bonus of sixty,000 miles could be valued at upwards of $1,020.

While this lx,000-mile bonus is not the largest welcome offer to new cardholders for the Venture Menu, it certainly will get you lot started with rewards travel. The card issuer featured a limited-time promotion in 2021 of 100,000 bonus miles. Even so, the spending threshold was $xx,000 in the first 12 months of bill of fare membership. Most people will observe it much easier to spend $3,000 in iii months.

Rewards Rate

The card offers a flat-rate 2X Majuscule Ane Miles on every purchase you make, giving cardholders predictability and simplicity. You'll also earn 5X miles on all hotel and rental car purchases that y'all make with the carte du jour through Capital One Travel, the card issuer's proprietary travel booking platform.

What's more, the card likewise offers higher rewards rates on other purchases from time to time. Unfortunately, it's tough to know when these limited-time offers occur and what you can expect to earn.

That said, if you similar the thought of earning travel rewards but don't want to continue track of complicated rewards structures that include several different rewards rates, the Capital One Venture is tough to trounce.

On the flip side, if yous like the idea of maximizing your rewards with bonus points or bonus miles on everyday spending categories, this carte du jour might not exist the best fit for y'all.

Almanac Fee

The Capital One Venture Rewards Credit Card charges a $95 almanac fee, which is standard with a lot of elevation travel rewards credit cards that don't offer luxury perks. This credit carte du jour used to charge no annual fee during the start twelvemonth, which would give y'all some fourth dimension to "test drive" the bill of fare to decide if it's right for yous. But the depository financial institution dropped the introductory fee waiver when information technology added the TSA Pre✓®/Global Entry benefit.

Additionally, this rewards carte du jour does not charge any foreign transaction fees for international purchases, which make the Venture Card platonic for non-U.S. travel.

Credit Score

To qualify for the Capital Ane Venture, the menu issuer says you demand an first-class credit score. That said, "first-class" is defined differently from one carte issuer to some other. For Uppercase One, an excellent credit score means:

You never declared defalcation or defaulted on a loan.
Y'all haven't been more than than lx days tardily on any credit card, loan or medical bill in the terminal yr.
You lot've had a loan or credit card for at least three years with a credit limit of $5,000 or more.

In other words, y'all may exist able to get approved for the credit carte du jour if y'all take a expert credit score, which starts at a FICO Score of 670 or to a higher place. But if you're new to credit or you've made some missteps, it may be tough to qulify.

Make certain to check your credit score using a service like Experian or Credit Karma before you use for this credit card to determine how skillful your approving odds are.

Menu Benefits

A lot of travel cards at this tier don't offer a ton of benefits. Simply with the Capital 1 Venture Menu, you'll receive an application fee credit for TSA Pre✓® or Global Entry every 4 years.

With TSA Pre✓®, you'll get expedited airport screening at countless U.South. airports, which can brand a huge difference. According to the Transportation Security Administration, TSA Pre✓® members waited less than five minutes to get through security in December 2020.

In contrast, Global Entry non simply includes TSA Pre✓® but also offers you expedited customs screening when returning to the U.South. from away. Because this option includes the benefits of both programs, information technology's best to choose information technology, even if you don't program to travel internationally someday soon. Both programs terminal 5 years, so you lot'll accept plenty of time to take advantage of your membership in both.

In improver to a TSA Pre✓®/Global Entry application fee credit, the bill of fare too offers:

Rental car insurance
No strange transaction fees
Admission to premier culinary events, must-run into music events and major sporting events

If you plan to go the credit card, read upwards on all of its features and benefits, so y'all tin ensure that you maximize their value.

Redeeming Rewards

The Capital One Venture'due south big 1-time sign-upwards bonus and loftier rewards charge per unit are impressive compared to well-nigh credit cards. Where it really shines, though, is with the redemption process.

When information technology comes to travel credit cards, it tin be really challenging to find a way to use your rewards in the way you want (particularly when it comes to maximizing value for travel purchases). With hotel and airline credit cards, for example, y'all're basically stuck redeeming your points or miles with the co-branded hotel or airline partner. And with some general rewards programs, y'all might get less value if you lot use your points or miles to book a flight versus a rental car or hotel.

With the Venture card, though, you'll get a lot of flexibility. Here are some of the top redemption options for travel purchases that are available.

Redeem for by travel with Purchase Eraser

Employ the bill of fare to book travel with an eligible travel-related website, and you can use your Capital 1 miles to get a statement credit for the purchase within xc days from the engagement the transaction posts. So if you get this rewards card, so book a trip with it, you'll have 90 days to earn the card's welcome offer and use that cash to pay yourself back for some or all of the eligible travel expense at a rate of 1 cent per mile.

Book travel through Uppercase Ane

If you desire an even simpler way to redeem your Capital letter One miles, you tin can practice so straight through the issuer's rewards platform. The Capital One Travel tool works similarly to major travel booking websites similar Expedia and Priceline. Simply search for the flight, hotel, rental car or another aspect of your trip, then apply your miles to pay instead of using cash. You might not get every bit much flexibility with this option versus booking on your own and so erasing the purchase. Just it's still a straightforward way you can utilise your rewards. Use Expedia promo codes and status-based discounts to potentially decrease your overall travel expenses.

Transfer your miles

Capital Ane partners with 15+ transfer partners allowing you to transfer your Capital One miles and book directly with your favorite program.

Transferring points to travel partners gives you a lot more than flexibility because many of these programs tin offer higher rewards rates if you lot do your research and notice the right deal.

Many of Uppercase I's transfer partners offering a one:1 ratio for signal transfers, just several partners have a transfer ratio of 2:one or 2:1.5. And so be sure to practice your research and shop around when transferring points.

In addition to a few solid travel redemption options, the Capital One Venture Rewards Credit Card too offers non-travel redemption options, which include:

Cash back in the form of a paper check or account credit
Gift cards
Argument Credit
Shopping online with PayPal
Shopping online with Amazon.com
Charitable donations

Only continue in mind that non all redemption options provide the same value. With travel, for case, you'll get $500 in value from 50,000 miles. If yous use those aforementioned miles to become cash back, though, you'll become just $250. And then before you use your rewards, make sure you know what you're getting in render then you don't end up leaving money on the table.

Drawbacks

Information technology'southward difficult to dislike the Uppercase One Venture Card. The travel rewards carte du jour offers an fantabulous welcome offer, peachy rewards and flexible redemption options for travel purchases. The only reason to think twice virtually getting it is if y'all're a travel rewards enthusiast who wants to maximize your rewards, specially through transfer partners.

That'south considering Capital One does not offer whatsoever domestic airline transfer partners. In contrast, Amex and Chase both partner with three domestic airlines and too offer more hotel partners.

Finally, the Capital One Venture'south flat 2X rewards rate is sure to brand a lot of frequent travelers happy. But many other travel cards offer higher rewards rates on sure spending categories, which could permit yous to maximize your rewards even more.

As with whatever financial product, it's important to compare multiple options to find the best fit for you.

Uppercase I Venture Rewards Credit Card vs. Chase Sapphire Preferred® Card

The Capital One Venture Card and Chase Sapphire Preferred® Card are some of the best travel credit cards you can go, so it's common for experts to compare them. Hither's a quick rundown of each bill of fare's features:

Features	Capital letter One Venture	Chase Sapphire Preferred
Sign-Upwards Bonus	60,000 bonus miles after spending $3,000 in the offset 3 months from account opening	sixty,000 points afterwards spending $4,000 in the first 3 months
Rewards Rate	2X miles on every buy and 5X miles on hotels and rental cars booked through Upper-case letter Ane travel	5X points on travel booked via Hunt, 3X points on dining and 2x on all other travel purchases
Annual Fee	$95 annual fee	$95 annual fee
Foreign Transaction Fees	None	None
Notable Perks	Awarding fee credit for TSA Pre✓® or Global Entry	Primary rental car insurance and other premium travel protections
Travel Redemptions	Volume through Capital letter 1 Travel or transfer points to travel partners	Points worth 25% more on bookings through Ultimate Rewards

On the surface, the sign-upwards bonuses may seem the similar, but the Chase Sapphire Preferred'due south offering is worth 25% more if you use your points to book travel through Hunt, giving its 60,000-point bonus $750 in value. And so new cardholder will become roughly the same travel redemption value from both bonuses, simply y'all'll spend much less with the Sapphire Preferred.

With rewards rates, Uppercase One gives you more on a consequent basis, which would arrive a meliorate choice for beginners and people who prefer simplicity. But when it comes to redeeming your rewards, the Hunt Ultimate Rewards program is about as proficient as it gets. Not only do you get a 1:1 transfer ratio with more than valuable rewards programs, but you'll also get more value on non-travel redemptions — cash back, for instance, will go you i cent per bespeak instead of half that like the Venture.

Both travel-focused credit cards accept a $95 annual fee, just neither accuse a foreign transaction fee for international spending.

On the perks side of things, Capital One's TSA Pre✓® /Global Entry benefit is missing from the Sapphire Preferred. But if you lot like the idea of trip protections like baggage delay insurance, trip cancellation/interruption insurance and more, the Chase Sapphire Preferred is a better bet.

The Bottom Line

The Uppercase One Venture offers a lot of value to beginner and expert travelers alike. This rewards card's big upfront sign-upwards bonus and loftier ongoing rewards rate aren't easy to beat, making it a solid option for a large audience. Similarly, with no strange transaction fees, the Capital letter One Venture Carte is platonic for people who regularly make international purchases.

But remember, in that location'southward no single credit card out there that'south best for anybody, even if you narrow downward your listing to travel cards. Every bit a result, information technology'south important to accept your fourth dimension to shop around and consider multiple credit cards before you settle on i.

In particular, think about how you like to travel and your preferences when it comes to earning and redeeming rewards. Also, consider which perks you want from a credit card and which card volition offer you the all-time overall value based on how yous plan to use information technology.